Sample Letter For Requesting A
Personal Credit Report
Personalize the form letter below by
entering your specifics in the CAPITALIZED areas.
This letter/format is for use only if you have been denied
credit in the past 60 days.
The letter you receive denying you credit should indicate
the credit bureaus used. Send your request to those credit
bureaus. Three of the most popular credit bureaus are listed
below for your reference.
Make copies of what you send and note the date you sent your
request.
Enclose the letter of credit denial with your request.
Generally, you will receive a response and the information
you requested within 10 days to two weeks.
----------------------------------------------------------
DATE
Equifax Credit Information Services, Inc.
P.O. Box 740241
Atlanta, GA 30374
TransUnion LLC
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
Experian
National Consumer Assistance Center
P.O. Box 2002
Allen, TX 75013
Re: Request For My Personal Credit Report
Dear Sir or Madam:
In accordance with the Federal Fair Credit Reporting Act, I
am sending this letter to request a copy of my credit
report.
To expedite my request, here is my personal information:
* FULL NAME
* SOCIAL SECURITY NUMBER
* DATE OF BIRTH
* FULL ADDRESS (STREET, CITY, STATE, ZIP CODE)
* HOME TELEPHONE NUMBER
IF YOU HAVE LIVED AT ANOTHER ADDRESS
IN THE PAST 5 YEARS LIST ALL HERE ALSO
Please include all sources for the information and the
complete records of any distribution of credit information
to any parties by any sources.
ON [SPECIFIC DATE] I WAS DECLINED CREDIT BY [NAME OF
CREDITOR]. ENCLOSED YOU WILL FIND A COPY OF THE LETTER FROM
THE CREDITOR REFUSING ME CREDIT. PLEASE DO NOT SHARE THIS
INFORMATION WITH ANY OTHER AGENCY.
Thank you for your prompt attention to my request.
YOUR SIGNATURE
YOUR PRINTED
YOUR NAME
YOUR ADDRESS
CITY, STATE AND ZIP CODE
Traditional Wedding Vows: Dearly Beloved
Wedding chapels in Las Vegas (links)
Return to
Wedding
Planning Links Home Page